Privacy Policy

At Arbitrage Capital, we appreciate your use of and contributions to our websites, our applications, our other properties and/or our related services (collectively known as the "Services"). Arbitrage Capital respects your privacy and is committed to protecting your personal information.

This Privacy Policy sets out:

• What is considered personal information

• What personal information we collect and hold

• How we collect, hold, use or disclose personal information

• The purposes for which we collect personal information

• What happens if we are not able to collect personal information

• How to seek access to and correct your personal information

• How to contact us.

We encourage you to read this privacy policy to understand the information we collect and how we use and disclose it. This policy applies to all of our Services that link to it.

We may, from time to time, review and update this Privacy Policy, including taking account of new or amended laws, new technology and/or changes to our operations. All personal information held by us will be governed by the most recent updated Privacy Policy. Your privacy matters to us, so whether you are new to PropEase or are a long time user, please take the time to get to know our practices.

What is Personal Information

When used in this Privacy Policy, the term “personal information” has the meaning given to it in the Privacy Act or any other applicable data protection law. In general terms, it is any information that can be used to personally identify you. This may include (but is not limited to) your name, age, gender, postcode and contact details (including phone numbers and email addresses) and possibly financial information, including your credit card, direct debit account information. If the information we collect personally identifies you, or you are reasonably identifiable from it, the information will be considered personal information.

What Personal Information Do We Collect and Hold

We may collect the following types of personal information;

• Name

• Mailing or street address

• Email address

• Telephone number

• Age or birth date

• Profession, occupation or job title

• Details of the products and services you have purchased from us or which you have enquired about, together with any additional information necessary to deliver those products and services and to respond to your enquiries;

• Any additional information relating to you that you provide to us directly through our network or indirectly through the use of our network or online presence through our representatives or otherwise;

• Information you provide to us through our service centre, customer surveys or visits by our representatives from time to time.

In some cases we may also collect your personal information through the use of cookies and other tracking devices. When you access our website, we may send a “cookie” (which is a small summary file containing a unique ID number) to your computer. This enables us to recognize your computer and greet you each time you visit our website, without bothering you with a request to register or log-in. It also helps us keep track of products or services you view, so that we can send you news about those products or services. We also use cookies to measure traffic patterns, to determine which areas of our websites have been visited, and to measure transaction patterns in the aggregate. We use this to research our users’ habits so that we can improve our online products and services. If you do not wish to receive cookies, you can set your browser so that your computer does not accept them. We may also log IP addresses (the electronic addresses of computers connected to the internet) to analyse trends, administer the website, track user movements, and gather broad demographic information.

We may also collect anonymous data (which is not personal information) relating to your activity on our websites (including IP addresses) via cookies, or we may collect information from you in response to a survey. We generally use this information to report statistics, analyse trends, administer our services, diagnose problems and target and improve the quality of our products and services. To the extent this information does not constitute personal information because it does not identify you or anyone else, we may use this information for any purpose and by any means whatsoever.

How We Collect Personal Information

We collect your personal information directly from you unless it is unreasonable or impractical to do so. We do this in ways including:

• Through your access and use of our network or sending SMS/MMS to us;

• During conversations between you and our representatives;

• When you complete an application or make a listing enquiry; and

• Data sharing between our related bodies corporate, partnerships and joint venture entities.

We may also collect personal information from third parties including:

• Third party companies such as credit reporting agencies, law enforcement agencies and other government entities;

• Advertisers

• Mailing lists

• Recruitment agencies

• Contractors and business partners; and/or

• Through someone else who has provided us with your information (e.g. a real estate agent or a friend referral).

Why Do We Collect, Hold, Use and Disclose Personal Information

The primary purpose for which we collect information about you is to enable us to perform our business activities and functions and to provide the best possible quality of customer experience. We collect, hold, use and disclose your personal information for the following purposes:

• To provide products and services to you;

• To provide you with news, information or advice about our existing and new products and services;

• To communicate with you, including but not limited to, by email, mail, SMS or telephone;

• To manage and enhance our products and services;

• To personalize and customize your experience;

• To provide you with access to protected areas of our websites;

• To conduct competitions or promotions on behalf PropEase and selected third parties;

• To verify your identity;

• To provide as part of business data to third parties if you have authorized us to do so;

• To conduct business processing functions for operation of our websites or our business;

• For our administrative, marketing (including direct marketing), promotional, planning, product/service development, quality control and research purposes, or those of our contractors or external service providers;

• To provide your updated personal information to us, our contractors or external service providers;

• To investigate any complaints about or made by you, or if we have reason to suspect that you are in breach of any of our terms and conditions or that you are or have been otherwise engaged in any unlawful activity; and/or

• As required or permitted by any law (including the Privacy Act).

Your personal information will not be shared, sold, rented or disclosed other than as described in this Privacy Policy.

What Happens if We can’t Collect Your Personal Information

The provision of your personal data is neither required by a statutory nor a contractual obligation. The provision of your personal data is, however, necessary to receive our services/products as requested by you. The provision of your personal data is voluntary. If you do not provide us with the personal information described in this Privacy Policy, some or all of the following may happen:

• We may not be able to provide you with the products or services you requested, either to the same standard, or at all (for example, if you do not register as a member of a website, you will not be able to access features or services that are reserved for members only);

• We may not be able to provide you with information about products and services that you may want, including information about discounts sales or special promotions; or

• We may be unable to tailor the content of our network to your preferences and your experience of our network may not be as enjoyable or useful.

How Do We Disclose Your Personal Information

We may disclose your personal information to:

• Our employees, related bodies corporate, partnerships, joint venture entities, contractors or external service providers for the operation of our network or our business, fulfilling requests by you, and otherwise provide products and services to you, including without limitation, web hosting providers, IT systems administrators, mailing houses, newsagents, couriers, payment processors, photographic analysers, data entry service providers, electronic network administrators, debt collectors, and professional advisers such as accountants, solicitors, business advisors and consultants;

• Our existing or potential agents and/or business partners;

• Our sponsors, or promoters of any competition that we conduct or promote via our services;

• Specific third parties authorised by you to receive information held by us;

• The police, any relevant authority or enforcement body, or your Internet Service Provider or network administrator, for example, if we have reason to suspect that you have committed a breach of any of our terms and conditions, or have otherwise been engaged in any unlawful activity, and we reasonably believe that disclosure is necessary; or

• As required or permitted by any law (including the Privacy Act).

Direct Marketing Materials

We may send you direct marketing communications and information about products and services that we consider may be of interest to you. These communications may be sent in various forms, including mail, SMS or email, in accordance with applicable marketing laws. If you indicate a preference for a method of communication, we will endeavour to use that method whenever practical to do so.

In addition, at any time, you may opt-out of receiving marketing communications from us by contacting us (details below) or by using the opt-out facilities provided (e.g.an unsubscribe link). We will then ensure that your name is removed from our mailing list. We do not provide your personal information to other organisations for the purpose of direct marketing unless expressly authorised by you.

If you receive communications from us that you believe have been sent to you other than in accordance with this Privacy Policy, or in breach of any law, please contact us using the details provided below.

Accessing and Correcting Your Personal Information

You may request access to any personal information we hold about you at any time. Where we hold information that you are entitled to access, we will try and provide you with suitable means of accessing it (for example, by mailing or emailing it to you). We will not charge for simply making a request and will not charge for making any corrections to your personal information. If you make an access request, we will ask you to verify your identity. There may be instances where we cannot grant you access to the personal information we hold. For example, we may need to refuse access if granting access would interfere with the privacy of others, or if it would result in a breach of confidentiality. If that happens, we will give you written reasons for any refusal.

If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request us to amend it. We will consider if the information requires amendment. If we do not agree that there are grounds for amendment, then we will add a note to the personal information stating that you disagree with it.

Members of our websites will generally be able to access and update their membership details online. We request that you keep your information as current as possible so that we may continue to improve our service to you.

Metadata

You may use the website without providing any personal data about you. In this case, we will collect metadata that results from your usage of the website including: browser type and version, operating system and interface, website from which you are visiting us (referrer URL), webpage(s) you are visiting on our website, date and time of accessing our website, and internet protocol (IP) address. The metadata will be used to improve the quality and services of our website and service